Faq

Wealth management involves planning, managing, and growing your financial assets through strategies tailored to your goals. MoneyTree Partners analyzes your risk appetite, future needs, and current financial status, then recommends suitable mutual funds, bonds, and diversified portfolio options. We provide ongoing reviews, performance updates, and personalized guidance to maximize your returns, whether you are a first-time investor or a seasoned professional.

Our advisors conduct a thorough financial assessment, including your age, objectives, income, and risk tolerance. Using our proprietary investment tool and expert-driven analysis, we match you with customized products—such as equity funds for long-term growth, debt instruments for stability, and balanced funds for moderate risk. Regular portfolio rebalancing ensures your investments align with changing goals.

Mutual funds offer professional management, diversification (reducing risk), and easy liquidity. They are ideal for both beginners and experienced investors, as they pool money from many investors to buy a range of securities. Unlike direct stock buying, mutual funds minimize the risk from market volatility and require less time and expertise.

Yes! MoneyTree Partners provides a secure online portal and a dedicated mobile app, allowing you to track investment performance, make purchases and redemptions, and receive expert guidance from anywhere. Automated updates and notifications help keep you informed.

Our fee structure is transparent and competitive. There may be fund management fees, transaction charges, and advisory fees—all clearly disclosed before you invest. We do not levy hidden costs and ensure you can see all charges in your investment summary.

Strategic tax planning helps you legally reduce your taxable income, maximize exemptions, and increase after-tax returns. MoneyTree Partners helps you select tax-saving instruments such as ELSS funds, NPS, and certain bonds, integrating these into your overall portfolio for optimum efficiency.

We recommend schemes tailored to your income profile—like ELSS (Equity Linked Savings Scheme), National Pension System, tax-saving fixed deposits, and insurance policies. Business owners may benefit from Section 80C deductions, retirement benefits, and depreciation planning.

Yes. Tax planning is proactive—it helps you invest and plan during the year to reduce liabilities. Tax filing is the final process of submitting your tax return at year's end. We assist with planning as well as accurate documentation and filing.

Absolutely. MoneyTree Partners has specialized tax expertise for NRIs, covering Indian income, global assets, DTAA (Double Taxation Avoidance Agreement), and asset repatriation.

NRIs can invest in diverse asset classes including mutual funds (using NRE/NRO accounts), real estate, government securities, and more. We guide NRIs through RBI-compliant investment choices, ensuring safety and optimal growth.

NRIs must have an NRE or NRO account, comply with KYC norms, and choose suitable funds. Our team provides end-to-end support from documentation to fund selection, and manages transaction, tax, and repatriation queries.

NRIs may be subject to Indian income tax on earnings from mutual funds, real estate, and dividends. We advise on available exemptions, DTAA benefits, and repatriation rules to minimize tax outgo.

Yes—subject to certain conditions. NRIs can jointly invest with resident family members in specific assets, provided regulatory and compliance norms are met.

Risks include currency fluctuation, market volatility, and regulatory changes. MoneyTree Partners mitigates these by diversifying assets and providing regular portfolio reviews.

Health insurance protects your savings from unexpected medical costs, offering security and peace of mind. It is a vital part of risk management in wealth planning.

We offer individual health plans, family floaters, senior citizen policies, critical illness cover, and corporate health packages—customized per your needs.

Our advisors evaluate your medical history, family size, and budget to recommend plans with optimal coverage, best claim settlement ratios, and add-on benefits.

Many plans cover pre-existing conditions after a waiting period. We guide you in selecting policies with favorable terms for chronic or pre-existing conditions.

Yes—our portal and app support secure online purchase and renewal, with reminders and digital documentation.

Term insurance offers pure risk coverage for a fixed period, paying out in case of death. Whole life plans include savings/investment components and lifelong cover.

The ideal coverage varies based on income, liabilities, dependents, and future goals. Our experts perform a needs analysis to recommend the right sum assured.

Riders include accidental death, critical illness, waiver of premium, and disability benefits. We help you choose add-ons for comprehensive protection.

MoneyTree Partners ensure a smooth, hassle-free claim process, guiding you through paperwork, submission, tracking, and follow-up for maximum support.

Yes. We assist in policy portability, review, and upgrades to maximize benefits while minimizing costs.

Dividends are profits periodically distributed by mutual funds to investors. Declaration depends on the fund's performance and policy and provides passive income.

MoneyTree Partners monitors fund announcements and sends timely alerts via app/email so you stay updated and can plan your finances accordingly.

Yes, mutual fund dividends are taxed as per your income slab. Our advisors help you plan investments to optimize post-tax returns.

Growth plans reinvest profits for compounding; dividend plans pay out regularly. We advise based on your cash flow needs and tax status.

Payouts lower your invested NAV but give liquid cash. Our approach balances payout benefits with long-term asset growth for stable wealth accumulation.